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Lower monthly mortgage payments
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Increased buying power
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FHA & VA loan opportunities for those who qualify
WHY ACT NOW?
Explore FHA & VA Options
FHA Loans
Ideal for first-time homebuyers or those with less-than-perfect credit, FHA loans offer a flexible path to homeownership. With lower down payment options and more lenient credit requirements, FHA loans are designed to make buying a home easier and more affordable for those who may not qualify for conventional loans. Whether you're dreaming of your first home or need a fresh start, an FHA loan could be the perfect fit.
VA Loans
For veterans, active-duty military members, and their families, VA loans provide unmatched benefits. With no down payment required, competitive interest rates, and no private mortgage insurance (PMI), VA loans offer a powerful way to secure a home. Your service deserves special recognition, and VA loans are designed to reward your commitment with financial advantages that make homeownership within reach.
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Your Local Real Estate Expert
Mike Richardson
Producing Branch Manager
NMLS# 1195440​
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Mike Richardson is a seasoned professional in the mortgage industry, currently serving as the Producing Branch Manager at Gold Star Mortgage. With a mortgage license obtained in 2014, Mike has consistently excelled in his field, earning recognition as a Top 1% Mortgage Originator for six consecutive years (Scotsman Guide). His dedication and expertise have also garnered numerous accolades, including first-place rankings in prestigious local categories such as RGJ Best Lender/Best Mortgage Company for six years in a row, Reno News & Review Best Mortgage Company for three consecutive years, and Northern Nevada Business Weekly Best Mortgage Company. Mike's commitment to excellence and outstanding performance make him a trusted name in the mortgage industry.